With most resale homes a home warranty can be negotiated for the new buyer at the sellers expense. Once this has been agreed upon by both parties the buyer should select a home warranty company. There are many to choose from and your Realtor can provide a list of authorized warranty companies in your area. When reviewing policies consider the co-pay, items under standard coverage and whether or not you would like to add additional coverage. Home warranties can save you thousands on HVAC repairs, plumbing and electrical services. Many homeowners choose to renew their policy year after year for peace of mind.